Bloomingbit Newsroom

Lawmakers on the U.S. Senate Banking Committee reportedly submitted sweeping amendments to a bill related to digital assets. Eleanor Terrett, host of Crypto America, wrote on X on the 13th (local time) that “Senate Banking Committee members filed a total of 137 amendments to the bill text released the previous day.” The filings came after last-minute coordination ahead of the 5 p.m. (U.S. Eastern Time) deadline. According to multiple sources, some of the submitted amendments are expected to be formally discussed during the Banking Committee’s markup process scheduled for this Thursday. However, it has not yet been determined whether all amendments will be brought up for a vote.

An analysis suggests that if Bitcoin (BTC) breaks above $93,000, liquidation pressure on short positions could expand sharply across major centralized exchanges (CEXs). According to BlockBeats, a digital-asset (cryptocurrency) news outlet, CoinGlass data show that if Bitcoin rises above $93,000, cumulative short-liquidation intensity across major CEXs is estimated to reach $352 million (about KRW 510 billion). Conversely, if Bitcoin falls below the $90,000 level, cumulative long-liquidation intensity could expand to as much as $637 million (about KRW 935.5 billion). This implies that, on a downside break, relatively larger liquidation pressure may concentrate on long positions. A liquidation heatmap is used as a reference indicator to gauge the extent of potential impact on market liquidity when Bitcoin’s price reaches certain ranges. The higher the liquidation intensity at a given price zone, the more likely liquidity shocks will expand upon reaching that level, potentially increasing volatility. The outlet added: “A liquidation heatmap is not an indicator of the exact number of contracts or amount that will actually be liquidated,” noting that “the indicator is focused on showing the relative importance—i.e., intensity—of liquidation clusters formed at each price range.”

Members of the U.S. Senate Banking Committee have reportedly submitted a large package of amendments to cryptocurrency-related legislation. Eleanor Terrett, host of Crypto America, said on X on the 13th (local time) that "Senate Banking Committee members submitted a total of 137 amendments to the bill text released the previous day." The move followed last-minute negotiations ahead of the 5 p.m. (U.S. Eastern Time) deadline. According to multiple sources, some of the submitted amendments are expected to be formally discussed during the Banking Committee’s markup process scheduled for this Thursday. However, it has not yet been decided whether all amendments will be brought up for a vote.

Stablecoin payment usage within global fintech firm Revolut has surged sharply in 2025. According to Cointelegraph on the 14th (local time), crypto asset researcher Alex Obchakevich estimated that Revolut’s stablecoin payment volume in 2025 rose 156% year on year to about $10.5 billion. Revolut has not disclosed official payment data, but the estimate is based on an analysis of Dune Analytics data. [Update] Obchakevich also estimated that the share of stablecoin payments in Revolut’s total payment volume nearly doubled from 2024 to around 0.583%. While the absolute share remains small, the pace of growth is seen as very rapid. A breakdown by ticket size showed a clear day-to-day spending pattern. Among stablecoin transfers on Revolut, transactions in the $100–$500 range accounted for 30–40% of total trades. This suggests stablecoins are being used not only for large-value fund movements but also as a payment method for small and mid-sized amounts. By network, Ethereum represented more than two-thirds of Revolut’s stablecoin payment volume, the largest share. Tron followed at about 22.8%. Revolut supports multiple blockchains including Ethereum, Tron, Polygon, Solana, Arbitrum and Optimism. Revolut strengthened its stablecoin strategy last October by introducing a feature that allows users to exchange U.S. dollars 1-for-1 into USDC and USDT with no fees. Bloomberg Intelligence has forecast that stablecoin payment volume will grow at a compound annual rate of 81% through 2030, reaching $56.6 trillion. Beyond Revolut, traditional finance and payments firms such as Western Union, MoneyGram and Zelle are preparing stablecoin-based payment systems, suggesting the institution-led push to expand retail stablecoin usage will continue.

Revision Retail investors are pouring large sums into gold exchange-traded funds (ETFs). With the won-dollar exchange rate recently turning back up and the won weakening, analysts say gold has become more attractive. According to ETFCheck on the 14th, retail investors net bought 92.3 billion won worth of “ACE KRX Physical Gold” over the past month. They have purchased 29.6 billion won worth so far this year alone. As retail money has piled in, the ETF’s net assets have surpassed 4 trillion won. Gold prices have been soaring as geopolitical uncertainty broadens, including the Russia-Ukraine war and escalating tensions between the United States and Venezuela. On the New York Mercantile Exchange, February-delivery gold futures closed the previous day at $4,624.14 per troy ounce, continuing to reset record highs. Analysts also point to the renewed rise in the won-dollar rate—after it had calmed following authorities’ market intervention late last year—as another factor boosting gold’s appeal. Gold is a quintessential safe-haven asset that tends to be favored when currency values are unstable. The won-dollar rate surged from the start of the year to the 1,470-won range. It fell as low as 1,429.8 won following official intervention, but has since returned to prior levels. Experts forecast that buying interest in gold will intensify further amid a high exchange-rate environment and a U.S. policy-rate cutting cycle. Bank of America (BofA) said “an expansion in fiscal spending driven by U.S. President Donald Trump’s policies could lead to a decline in currency value,” and projected that gold prices could jump to $5,000 per troy ounce this year. Goldman Sachs also said “increased gold purchases by global central banks and an easing monetary-policy stance will drive gold higher,” forecasting that gold could reach $4,900 per troy ounce by year-end. Reporter Maeng Jin-gyu maeng@hankyung.com

Members of the U.S. Senate Banking Committee have reportedly submitted a sweeping set of amendments to a bill related to crypto assets. Eleanor Terrett, host of Crypto America, said on X on the 13th (local time) that "Senate Banking Committee members submitted a total of 137 amendments to the bill text released the day before." The move reflects last-minute coordination ahead of the 5 p.m. (U.S. Eastern time) deadline. According to multiple sources, some of the submitted amendments are expected to be formally discussed during the committee’s markup process scheduled for Thursday. However, it has not yet been decided whether all amendments will be put to a vote.

Members of the U.S. Senate Banking Committee are flooding a crypto-asset bill with sweeping amendments, sharply amplifying regulatory uncertainty. Eleanor Terrett, host of Crypto America, said on X on the 13th (local time) that Senate Banking Committee members had filed as many as 137 amendments to the bill text released the previous day. This is interpreted as a sign that lawmakers have not narrowed their differences even up to the deadline. The market views the mass filing of amendments as evidence that the bill’s direction and consistency are being significantly shaken. In particular, with numerous amendments being raised at once, analysis suggests that in the near term heightened caution around regulatory risk will make broader crypto-market volatility and a deterioration in investor sentiment unavoidable. According to multiple sources, some amendments are expected to be discussed during the Banking Committee’s markup process scheduled for Thursday, but it remains unclear which amendments, if any, will be adopted. As a result, in the medium term the bill’s passage timeline could be delayed, while the possibility that less market-friendly provisions are included is coming into focus, likely weighing on the industry more broadly. Over the longer term, concerns are also being raised that this episode could entrench the perception that the U.S. crypto regulatory framework is structurally unstable due to political conflict and clashes of interest. This could delay the inflow of institutional capital and undermine the credibility of U.S. regulation in the global crypto market, fueling worries that it could weaken long-term growth momentum. (Not included in the summary. 1. 13:32 Initial publication 2. 13:37 Changed negatively using GPT)

Members of the U.S. Senate Banking Committee have reportedly submitted a sweeping set of amendments to a bill related to digital assets. Eleanor Terrett, host of Crypto America, said on X on the 13th (local time) that “Senate Banking Committee members filed a total of 137 amendments to the bill text released the previous day.” The move follows last-minute coordination ahead of the 5 p.m. (U.S. Eastern Time) deadline. According to multiple sources, some of the submitted amendments are expected to be formally taken up during the committee’s markup process scheduled for Thursday. It has yet to be determined, however, whether all amendments will be put to a vote.

Lawmakers on the U.S. Senate Banking Committee have reportedly submitted a sweeping set of amendments to a bill related to digital assets. Eleanor Terrett, host of Crypto America, said on X on the 13th (local time) that "members of the Senate Banking Committee submitted a total of 137 amendments" to the bill text released the previous day. The move reflects last-minute coordination ahead of the 5 p.m. (U.S. Eastern Time) deadline. According to multiple sources, some of the submitted amendments are expected to be formally discussed during the committee’s markup process scheduled for this Thursday. However, it has not yet been determined whether all amendments will be put to a vote.

Lawmakers on the U.S. Senate Banking Committee are reported to have submitted sweeping amendments to a bill related to digital assets. Eleanor Terrett, host of Crypto America, wrote on X on the 13th (local time) that "members of the Senate Banking Committee submitted a total of 137 amendments to the bill text released the previous day." The amendments reflect eleventh-hour negotiations ahead of the 5 p.m. (U.S. Eastern time) deadline. According to multiple sources, some of the submitted amendments are expected to be formally discussed during the committee markup process scheduled for this Thursday. However, it has not yet been determined whether all of the amendments will be brought up for a vote.

U.S. senators on the Senate Banking Committee have reportedly submitted a sweeping set of amendments to a bill related to digital assets. Eleanor Terrett, host of Crypto America, said on X on the 13th (local time) that “members of the Senate Banking Committee submitted a total of 137 amendments to the bill text released the day before.” The move reflects last-minute coordination ahead of the 5 p.m. (U.S. Eastern Time) deadline. According to multiple sources, some of the submitted amendments are expected to be formally discussed during the Banking Committee’s markup process scheduled for Thursday. However, it has not yet been confirmed whether all amendments will be brought up for a vote.

The U.S. Senate Banking Committee has formally explained the purpose and key issues of the CLARITY bill, which would overhaul the regulatory framework for the broader crypto-asset market. In a statement posted through its official channels on the 13th (local time), the committee said the CLARITY (CLARITY) bill on crypto market structure was crafted after months of bipartisan negotiations and discussions with regulators, law enforcement, academia and the industry. The committee said it plans to move to a markup process for the bill in the near future. The committee noted that the digital-asset market is currently operating under a fragmented supervisory regime and outdated rules. It said the CLARITY bill aims to establish clear and enforceable regulatory standards with the goals of investor protection, attracting innovation to the U.S., and strengthening national security. The bill, based on existing securities-law principles, clearly distinguishes between securities and commodities among digital assets. Digital assets deemed securities would be subject to the Securities and Exchange Commission’s (SEC) disclosure requirements, resale restrictions and anti-fraud provisions, while the SEC’s enforcement authority would be preserved. The committee said claims that investor protection would be weakened are not true. It also rejected criticism regarding risks to the financial system. The committee said the CLARITY bill focuses on preventing a repeat of the FTX collapse by establishing a regulatory framework to punish fraud, price manipulation and market abuse. It argued that the absence of regulation poses greater risks to investors and the financial system. On jurisdiction, the bill specifies a clear division of roles between the SEC and the Commodity Futures Trading Commission (CFTC) and calls for a joint advisory committee to block regulatory gaps and avoidance. On illicit finance and national security, it would strengthen anti-money-laundering, counter-terrorist financing and sanctions compliance, and grant the Treasury Department authority to respond to high-risk overseas activities. Regarding decentralized finance, it sets out an approach that targets illegal conduct while protecting lawful software development and innovation. It said developers who do not control customer funds would not be treated as financial intermediaries, and the bill would not ban self-custody wallets or criminalize developers. The committee also drew a line against claims that the CLARITY bill represents industry interests. It stressed that the bill is intended to reduce uncertainty and strengthen enforcement capacity, protecting investors, the financial system and national security at the same time.

[News revision!!!!] The People Power Party’s “Stocks and Digital Assets Value-Up Special Committee” publicly challenged the government over the direction of regulation surrounding the digital asset industry. The committee argued that excessively restricting a digital asset market that has grown under private-sector leadership through administrative regulation could undermine the industry’s competitiveness. The People Power Party’s Stocks and Digital Assets Value-Up Special Committee on the 14th held a “Digital Asset Industry Policy Roundtable” at Dreamplus in Gangnam-gu, Seoul. In opening remarks, committee chair Kim Sang-hoon said, “Since the previous administration, discussions on revitalizing the asset market have continued through party-government consultations,” adding, “However, the government has consistently shown a hesitant stance toward market revitalization, citing reasons such as anti-money laundering (AML).” He noted, “The digital asset market is, in both name and reality, an industry formed on the basis of numerous achievements built up by the private sector,” but added, “Nevertheless, with the 2018 controversy over shutting down exchanges and the so-called ‘Park Sang-ki turmoil,’ remarks such as ‘virtual assets have no intrinsic value’ continued, and policy signals that seemed to deny the private sector’s accumulated achievements were repeated, causing the market to contract sharply.” He continued, “Over the same period, major countries overseas have steadily laid the institutional groundwork to foster the digital asset market as next-generation financial infrastructure,” adding, “As a result, the standing of digital assets in the global financial order has risen significantly.” He also delivered pointed criticism of the “20% cap on major shareholders’ stakes in virtual asset service providers,” which has recently triggered strong backlash from the digital asset industry. Kim said, “I heard news that a government proposal to limit major shareholders’ stakes in asset exchanges to 20% is at the submission stage,” adding, “I understand that representatives from exchanges and the fintech industry will also convey concerns about this.” He emphasized, “We must seriously reflect on what it means for the Korean market to restrict achievements built by the private sector through administrative regulation,” adding, “There is a need to reconsider whether forced dispersion of shareholdings is truly a direction that enhances industrial competitiveness and investment incentives.”

Daily trading volume in prediction markets hit a record high. According to the crypto industry, as of Jan. 12, daily prediction-market volume topped $700 million, setting an all-time high. U.S.-based prediction-market platform Kalshi accounted for 66.4% of the total, posting $466 million in single-day volume on its own. Polymarket and Opinion followed, with market shares of 14.3% each. While their trading shares were similar, Kalshi held an overwhelming lead in total volume. The record is attributed to growing participation in prediction markets driven by the U.S. presidential election, macroeconomic indicators and other political issues. With rising integration with traditional financial platforms, prediction markets are drawing attention as a new derivatives venue beyond simple betting.

[Revised] The U.S. Senate Banking Committee has formally explained the purpose and key issues of the CLARITY bill, which seeks to overhaul the regulatory framework for the broader crypto-asset market. On the 13th (local time), the committee said via its official channels that the CLARITY bill—legislation on crypto market structure—was crafted after months of bipartisan negotiations and consultations with regulators, law enforcement authorities, academia and industry. The committee said it plans to move soon to the markup process for the bill. The committee noted that the digital-asset market is currently operating under a fragmented supervisory regime and outdated regulation. It said the CLARITY bill aims to establish clear and enforceable regulatory standards with the goals of investor protection, attracting innovation to the United States, and strengthening national security. The bill, grounded in existing securities-law principles, would clearly distinguish between securities and commodities among digital assets. Digital assets deemed securities would be subject to the Securities and Exchange Commission’s (SEC) disclosure requirements, resale restrictions and anti-circumvention rules, while the SEC’s enforcement authority would be preserved. The committee said claims that investor protections would be weakened are not accurate. It also rejected criticism related to risks to the financial system. The committee said the CLARITY bill is focused on preventing a second FTX by establishing a regulatory framework that can punish fraud, price manipulation and market abuse. It argued that the absence of regulation poses a greater risk to investors and the financial system. On jurisdiction, the bill stipulates a clear delineation of roles between the SEC and the Commodity Futures Trading Commission (CFTC), and the creation of a joint advisory committee to prevent regulatory gaps and evasion. On illicit finance and national security, it would strengthen implementation of anti-money-laundering, counter-terrorist-financing and sanctions compliance, and grant the Treasury Department authority to address high-risk overseas activity. Regarding decentralized finance, it presents an approach that targets illegal conduct while protecting legitimate software development and innovation. It said developers who do not control customer funds would not be treated as financial intermediaries, and that it would neither ban private wallets nor criminalize developers. The Senate Banking Committee also drew a line against claims that the CLARITY bill represents industry interests. It stressed that the bill is intended to reduce uncertainty and strengthen regulatory enforcement while simultaneously protecting investors, the financial system and national security.

KB Kookmin Card said on the 14th that it has filed a patent for hybrid payment technology that allows digital assets to be used alongside existing card payment infrastructure. The patent links a blockchain-based e-wallet address to a customer’s credit card, enabling the use of digital assets and a credit card without issuing a separate card. At the time of payment, the stablecoin balance held in the e-wallet is applied first; if the balance is insufficient, the transaction automatically switches to credit card payment. The technology focuses on minimizing inconvenience that may arise in using digital assets while maintaining the existing card payment structure. Customers can use digital assets as a payment method while keeping their existing card experience and benefits, without having to obtain an additional card. KB Kookmin Card expects the technology to naturally connect traditional financial infrastructure with blockchain technology and help stablecoins establish themselves as a practical means of payment and settlement not limited to specific platforms. It also said the technology could be applicable not only to the domestic payment environment but also in the expansion of global payments and digital-asset usage. Using the patent filing as a catalyst, KB Kookmin Card plans to technically review the intersection of traditional finance and new technologies and continue research to prepare for changes in the payment and settlement environment. It also said it will explore the feasibility of phased deployment in consideration of relevant legislation and the institutional environment. A KB Kookmin Card official said, “It is meaningful in laying the groundwork for using digital assets more easily and safely. Taking into account the institutional environment and market conditions, we will review ways to utilize it with financial consumer protection as the top priority.”

Testing~~~!!

Changpeng Zhao, co-founder of Binance, has publicly warned against indiscriminate investment in memecoins based on his remarks. On the 13th, Zhao wrote on X (formerly Twitter), "I'm not against memecoins, and I like memes themselves," but added, "If you jump into every memecoin created based on any thoughtless tweet I've posted, you will almost certainly lose money." He continued, "In most cases, I don't have memes in mind—I just tweet somewhat childish, unfunny jokes that occur to me in the moment," explaining that "I'm not writing posts with memecoins in mind."

Binance co-founder Changpeng Zhao has issued a public warning against indiscriminate meme-coin investing based on his remarks. On the 13th, Zhao wrote on X (formerly Twitter), "I'm not against meme coins, and I like memes themselves," but added, "If you jump into every meme coin created off the back of any thoughtless tweet I post, you will almost certainly lose money." He continued, "In most cases, I don't have memes in mind—I just tweet somewhat childish and unfunny jokes that come to mind at the moment," explaining, "I'm not writing with meme coins in mind."

Changpeng Zhao, co-founder of Binance, has issued a public warning against indiscriminate meme-coin investing based on his remarks. On the 13th, Zhao wrote on X (formerly Twitter), "I’m not against meme coins, and I like memes themselves," but added, "If you jump into every meme coin created off one of my thoughtless tweets, you will almost certainly lose money." He continued, "Most of the time I’m not thinking about memes—I just tweet somewhat childish, unfunny jokes that come to mind in the moment," explaining that he is "not writing with meme coins in mind."

Changpeng Zhao, co-founder of Binance, has publicly warned against indiscriminate memecoin investing based on his remarks. On the 13th, Zhao said via his X (formerly Twitter) that while "I’m not against memecoins, and I like memes themselves," "if you jump into every memecoin created based on any thoughtless tweet I posted, you will almost certainly lose money." He added, "In most cases, I don’t have memes in mind; I just tweet somewhat childish and unfunny jokes that come to mind in the moment," explaining that "I’m not writing with memecoins in mind."

Hello

Additional test

[QA Test] News Push

[QA Test] News Push

[For QA Testing] News Push

Bitcoin (BTC) briefly slipped below $91,000. As of 17:39 on the 12th, BTC was trading at $90,600, down 0.11% from the previous day on Binance’s USDT market (133.71 million won on Upbit). Meanwhile, according to Cryprice, the Korea premium for major virtual assets (cryptocurrencies) including Bitcoin (BTC) stood at 1.13% on the day.

[QA Test] Exchange Notice (ja) 2

[QA Test] Exchange Notice (ja) 1

[QA Test] Rapid Price Fluctuation (ja) 2